The Strickland-Phillips Group

Modern wealth is scattered.
We organise it.

Infrastructure for the next 25 years.

Your banking is in one app, your investments in another, your property deeds in a filing cabinet, and your insurance policies in an email archive.

You have assets, but you lack a unified view.

The Strickland-Phillips Group was founded to solve this fracture. We do not just build financial products; we build the operating systems that make them intelligible.

UK Fintech Market Outlook
£30BBy 2030
16%Annual CAGR
30%2024 Growth

The UK remains Europe's largest fintech hub. Market forecasts via Mordor Intelligence, BCG, and KPMG Pulse of Fintech (H1 2025).

NOVA

The Financial Operating System

Access Nova

Before we can optimise your life, we must organise it. Nova is our flagship interface, a non-custodial, "read-only" dashboard designed to unify your entire financial existence.

Universal Aggregation

Nova connects with over 12,000 financial institutions globally. It pulls your banking, brokerage, property, and private equity data into a single, live view.

The "Truth" Engine

Nova does not hold your money; it simply tells you the truth about it. It calculates your real-time net worth, liquidity, and tax liability instantly.

The Data Layer

By using Nova, you build a verified profile of your financial stability. This profile is the key that unlocks the services below.

Our Roadmap (2027–2038)

Current financial institutions are "blind."

They treat you like a stranger because they cannot see the full picture of your life. Banks deny loans because they don't see your assets. Advisors sell bad products because they don't see your liabilities.

The SPG Solution

We are currently building five specialised service companies that run on top of the Nova architecture. Because they can "see" the data you hold in Nova, they can serve you better than any legacy institution.

Capital & Regulation

Phased Execution Strategy

Full banking and insurance licences are capital-intensive. To protect investor equity, we are releasing verticals in ascending order of regulatory complexity.

Phase 1: Low Friction
Property & Philanthropy

Operations that do not require FCA authorisation, allowing immediate revenue generation.

Phase 2: Advisory
Asset Management

Agency-model revenue. Moderate regulation (FCA). We act as the intelligent intermediary.

Phase 3: Balance Sheet
Lending & Insurance

Full licensure (PRA/FCA). We only deploy this capital once the user base is cemented.

Swipe for Roadmap
Non-FCA (Property Law & AML Only)
The Old Way

The most desirable property deals are typically "off-market," circulating only among a closed loop of insiders. By the time an opportunity reaches public funds or retail investors, the prime value has often been diluted.

The SPG Standard

We make you the insider. We acquire and manage residential and commercial assets directly. Rather than generic listings, our sophisticated analysis of your Nova profile identifies gaps in your portfolio. If an opportunity complements your holdings, you receive a direct, priority invitation.

Result: Institutional-grade access, curated specifically to strengthen your unique position.

Charity Commission & HMRC Governance
The Old Way

Many firms simply process donations. At SPG, we believe in leading by example. We are establishing our own charitable foundation - funded directly by our profits - to systematically address specific global challenges.

The SPG Standard
Co-Investment:

Deploy capital alongside us into high-impact initiatives we have personally vetted and funded.

Family Infrastructure:

Utilise our "impact tracking" technology to manage your own family foundation with clarity and precision.

Result: Philanthropy managed with the same rigor, transparency, and strategy as a commercial investment.

FCA Investment Advisory (Conduct Only)
The Old Way

Traditional advisors often lack the full picture. They may recommend a purchase without realising you have a significant tax liability due the following week. The focus is frequently on selling products rather than solving complex financial puzzles.

The SPG Standard

We don't guess; we align. Our proprietary advisory arm integrates seamlessly with your Nova dashboard. Because we have a holistic view of your assets, we don't need to ask what you own - we already understand the landscape.

Result: We only interrupt you to add value - such as identifying inefficiencies or optimising dormant capital - ensuring every interaction is meaningful.

FCA Consumer Credit (Balance Sheet Risk)
The Old Way

You may hold significant wealth in assets, yet traditional banks often still require payslips, tax returns, and intrusive manual credit checks. They assess you based on historical data rather than your current reality.

The SPG Standard

Your assets are your credit. Nova verifies your solvency in real-time, every second of the day. We provide immediate, pre-approved bridging facilities and credit lines secured directly against the portfolio we verify.

Result: access to capital the moment you need it, without the administrative burden.

Dual FCA & PRA Prudential Supervision
The Old Way

Traditional insurance is pooled, meaning you often pay inflated premiums to subsidise the risk of others. Furthermore, protecting a new acquisition - like a watch or a car - usually requires manual updates and phone calls to a broker.

The SPG Standard

Dynamic protection. We price risk based on your personal reality. When you acquire a new asset, Nova detects the transaction and our insurance arm automatically adjusts your coverage in real-time.

Result: You are never under-insured, and you never pay for risk you do not represent.

The End of Fragmentation

We are building these companies to solve a simple problem: Strangers give bad service.

Because Nova provides a clear view of your financial truth, The Strickland-Phillips Group can offer you the banking, lending, and insurance experience you deserve; seamless, fair, and hyper-personalised.