Modern wealth is scattered.
We organise it.
Infrastructure for the next 25 years.
Your banking is in one app, your investments in another, your property deeds in a filing cabinet, and your insurance policies in an email archive.
You have assets, but you lack a unified view.
The Strickland-Phillips Group was founded to solve this fracture. We do not just build financial products; we build the operating systems that make them intelligible.
The UK remains Europe's largest fintech hub. Market forecasts via Mordor Intelligence, BCG, and KPMG Pulse of Fintech (H1 2025).
Before we can optimise your life, we must organise it. NUXA is our flagship interface, a non-custodial, "read-only" dashboard designed to unify your entire financial existence.
Universal Aggregation
NUXA connects with over 12,000 financial institutions globally. It pulls your banking, brokerage, property, and private equity data into a single, live view.
The "Truth" Engine
NUXA does not hold your money; it simply tells you the truth about it. It calculates your real-time net worth, liquidity, and tax liability instantly.
The Data Layer
By using NUXA, you build a verified profile of your financial stability. This profile is the key that unlocks the services below.
Our Roadmap (2027–2038)
Current financial institutions are "blind."
They treat you like a stranger because they cannot see the full picture of your life. Banks deny loans because they don't see your assets. Advisors sell bad products because they don't see your liabilities.
The SPG Solution
We are currently building five specialised service companies that run on top of the NUXA architecture. Because they can "see" the data you hold in NUXA, they can serve you better than any legacy institution.
Capital & Regulation
Phased Execution StrategyFull banking and insurance licences are capital-intensive. To protect investor equity, we are releasing verticals in ascending order of regulatory complexity.
We do not sell "Mini-Bonds." We build assets. Here is the difference.
Section 1: Addressing the Elephant (LCF)
Understanding the fundamental difference
In the past, firms sold "Mini-Bonds." You lent money to a company, hoping they would be successful enough to pay you back. If the company failed (like LCF), your money vanished because it wasn't tied to anything real. It was a bet on a brand.
We never ask you to bet on "The Strickland-Phillips Group." When you invest, your capital buys a specific share in a Special Purpose Vehicle (SPV)—a legally separate company that owns exactly one building.
If SPG goes bankrupt tomorrow: The building still exists. You still own your share of the bricks. The asset is ring-fenced from our operational risks.
Section 2: The "First Loss" Capital
How we align our interests with yours
Most developers use your money to take the risk. We use our own. In every project, SPG deploys the "First Loss Capital." This means we put our own equity in at the bottom of the stack.
The math: If a project loses money, we lose 100% of our investment before you lose a single penny of yours. We are not gambling with your solvency; we are betting on our own competence.
Section 3: The "No Marking Our Own Homework" Rule
Independent valuation standards
We do not decide what a building is worth. Every asset is valued by an independent, RICS-accredited surveyor (Royal Institution of Chartered Surveyors). We lend/build against their lower, conservative valuation, not our optimistic one.
You see the independent report before you press "Invest."
Section 4: The Regulatory Filter
Protecting investors through selective criteria
We do not accept capital from everyone. Unlike the "Mini-Bond" era, which targeted casual savers, we operate a "Sophisticated Capital Only" policy.
If our diagnostic tools (The Phenotype System) suggest that a property downturn would impact your quality of life, we will block you from investing. We would rather protect your solvency than take your fees.
The most desirable property deals are typically "off-market," circulating only among a closed loop of insiders. By the time an opportunity reaches public funds or retail investors, the prime value has often been diluted.
We make you the insider. We acquire and manage residential and commercial assets directly. Rather than generic listings, our sophisticated analysis of your NUXA profile identifies gaps in your portfolio. If an opportunity complements your holdings, you receive a direct, priority invitation.
Result: Institutional-grade access, curated specifically to strengthen your unique position.
Many firms simply process donations. At SPG, we believe in leading by example. We are establishing our own charitable foundation - funded directly by our profits - to systematically address specific global challenges.
Deploy capital alongside us into high-impact initiatives we have personally vetted and funded.
Utilise our "impact tracking" technology to manage your own family foundation with clarity and precision.
Result: Philanthropy managed with the same rigor, transparency, and strategy as a commercial investment.
Traditional advisors often lack the full picture. They may recommend a purchase without realising you have a significant tax liability due the following week. The focus is frequently on selling products rather than solving complex financial puzzles.
We don't guess; we align. Our proprietary advisory arm integrates seamlessly with your NUXA dashboard. Because we have a holistic view of your assets, we don't need to ask what you own - we already understand the landscape.
Result: We only interrupt you to add value - such as identifying inefficiencies or optimising dormant capital - ensuring every interaction is meaningful.
You may hold significant wealth in assets, yet traditional banks often still require payslips, tax returns, and intrusive manual credit checks. They assess you based on historical data rather than your current reality.
Your assets are your credit. NUXA verifies your solvency in real-time, every second of the day. We provide immediate, pre-approved bridging facilities and credit lines secured directly against the portfolio we verify.
Result: access to capital the moment you need it, without the administrative burden.
Traditional insurance is pooled, meaning you often pay inflated premiums to subsidise the risk of others. Furthermore, protecting a new acquisition - like a watch or a car - usually requires manual updates and phone calls to a broker.
Dynamic protection. We price risk based on your personal reality. When you acquire a new asset, NUXA detects the transaction and our insurance arm automatically adjusts your coverage in real-time.
Result: You are never under-insured, and you never pay for risk you do not represent.
Protecting Investor Capital
The Strickland-Phillips Group operates a comprehensive risk management framework designed to protect investor capital throughout the full lifecycle of deployment.
Risk governance is embedded into the Group's operating architecture, shaping regulatory structure, capital allocation, leverage thresholds, and asset selection. Our approach prioritises capital preservation, structural resilience, and long-term durability over short-term yield optimisation.
Risk controls extend across regulatory compliance, counterparty exposure, asset-level underwriting, and ongoing governance. Each operating subsidiary is structured to manage risk independently, reducing cross-contagion and preserving group-level stability.
For further detail on our risk management framework, controls, and investment safeguards, prospective investors are invited to contact our Investor Relations team.
We are building these companies to solve a simple problem: Strangers give bad service.
Because NUXA provides a clear view of your financial truth, The Strickland-Phillips Group can offer you the banking, lending, and insurance experience you deserve; seamless, fair, and hyper-personalised.